meliodas vs 10 commandments - Order by Related Videos

Sales Mistakes that Can Kill Your SaaS Business & How to Avoid Them

Channel: SaaStr & Total View: 7173

SaaS, SaaStr Annual 2017

Add Date: July 26, 2017, 8:12 am & Duration: 00:21:20

Likes: 86 | Dislike: 4

Mark Roberge (Senior Lecturer @ HBS & former CRO @ Hubspot) and Michele Law (former CRO @ Castlight Health, former COO @ OpenDNS) discuss the top 4 sales mistakes that can kill a SaaS business.

Personal Finance App Hype: Reviewing Cleo, Monzo and Squirrel

Channel: Balling on a Budget Channel & Total View: 3427

mint, acorns, money, finance, personal finance app, budget, apps, money management apps, clarity money, investing, personal finance apps, money management, money apps, money management tips, cleo, digital, spending, chatbot, meetcleo, monzo, expense tracking app for iphone, expense tracking app for android, expenses tracker, monzo review, monzo bank, android, banking, what is monzo, is monzo good, best bank, news, future banking, squirrel, ios, free

Add Date: May 6, 2018, 8:30 am & Duration: 00:11:49

Likes: 60 | Dislike: 3

My experiences with these “Millennial” personal finance apps, reviewing the positives and challenges and see how well they do what they claim.

If you want to skip ahead…
Monzo: 0.47
Registration: 2.00
Benefits: 2.25

Cleo: 3.57
Registration 5.03
Benefits 4.36, 5.30
Challenges 6.12

Squirrel: 7.04
Registration 7.44
Challenges 7.57
Benefits 9.36

Monzo Bank - Interview with CEO Tom Blomfield Part 1Monzo Bank - Interview with CEO Tom Blomfield Part 1
00:23:02January 12, 2018, 7:52 am
Monzo Bank - Interview with CEO Tom Blomfield Part 1

Channel: 11FS & Total View: 7623

monzo, tom blomfield, fintech insider, monzo ipo, monzo outage, Monzo Bank, Monzo Ceo, Fintech, Monzo app, Monzo Card

Add Date: January 12, 2018, 7:52 am & Duration: 00:23:02

Likes: 87 | Dislike: 2

Tom Blomfield, CEO of Monzo Bank joins Simon Taylor for a chat about Monzo's swirling IPO rumours, the growing pains of becoming mainstream and tackling outages from the prepaid era.

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Growth tools | Justin WuGrowth tools | Justin Wu
00:17:34December 27, 2016, 12:21 pm
Growth tools | Justin Wu

Channel: DraperTV & Total View: 2715

Draper University, DraperU, Entrepreneur, Entrepreneurship, Starting up, Startup, Silicon Valley, DraperTV, Changing the world, Timothy C. Draper, Justin Wu, Growth hacking,

Add Date: December 27, 2016, 12:21 pm & Duration: 00:17:34

Likes: 43 | Dislike: 3

Justin talks about all of the tools available to help grow your company and goes into detail with each one.

Justin Wu is an Information Architect (U. of Washington) with a combination background interests in Industrial Engineering, Software Dev, and Internet Marketing. He is originally from Seattle, but relocated & is based in Venice Beach (Los Angeles).

He takes a systems approach in all his work and find ways to utilize technology to either build or optimize business needs. With these tools he am able to growth hack. He applie my knowledge in software development for the purposes of programmatic marketing.

Yes, Growth Hacking is a buzzword. Justin grew up with the term 'Internet Marketing'​ or 'IM'​. To him, the true definition of growth hacking is the combination of Internet Marketing, Data, and Software Engineering.

Justin also Cofounded Sidevision - a video commerce platform that enables brands and content creators to display relevant commerce opportunities next to their videos.

Sidevision is contracted and invested by Warner Brothers. Sidevision graduated from the Warner Brothers Accelerator - Media Camp 2014 Batch.

For more information, check out:
More videos and...

Monzo Insider Ep.1 - Instant NotificationsMonzo Insider Ep.1 - Instant Notifications
00:08:31June 14, 2017, 5:05 am
Monzo Insider Ep.1 - Instant Notifications

Channel: Monzo & Total View: 9779

No Video Tags

Add Date: June 14, 2017, 5:05 am & Duration: 00:08:31

Likes: 152 | Dislike: 3

Ever wondered how spending notifications make it to your phone within seconds of paying for something with your Monzo card?
How do we automatically categorise your spending? What's the deal with the elusive 'Easter egg' emojis?? Tim Chung sat down with Matt Heath, an engineer from our Core team to find out!

Got more questions related to this episode? Head to our community forum to continue the conversation.

Got a burning question for Monzo Insider? Share your ideas in the comments below or in the community forum- it might just be the focus of the next episode!

Are you a filmmaker? Fancy hosting an episode of Monzo Insider?
Email [email protected] for more details!

See more from Tim at

Music by KZchillmode

Blockchain and a new paradigm of collectivity | Matan Field | TEDxCERN

Channel: TEDx Talks & Total View: 9429

TEDxTalks, English, Switzerland, Technology, Big Data, Communication, Data, Economics, Money

Add Date: December 5, 2016, 1:36 pm & Duration: 00:11:07

Likes: 127 | Dislike: 4

Matan Field believes we are standing at the dawn of a new era, a turning point in society, and invites us in to this changing world. First introduced by the anonymous Bitcoin inventor, Blockchain is a revolutionary new technology and concept which is now an exponential force. Are you ready to imagine a purely decentralized era of large-scale cooperation between people and computers which has never been possible before?

Matan Field is a blockchain researcher and entrepreneur, dedicated to decentralise the world and make it a better place. Starting as a theoretical physicist, Matan has completed his PhD at the Weizmann Institute, researching fundamental physics and String Theory in particular. For two decades, Matan has been curious about alternative economic and organisational models, while increasingly bothered with a feeling that “something is broken”. During his postdoctoral research at the Technion, he has discovered the blockchain and founded La’Zooz, a decentralized real-time ride-sharing network. Field then co-founded Backfeed to develop the basis for decentralised governance and organisations. Matan is dedicated today to bring the first truly decentralised organisation into life.

This talk was given at a TEDx event using the TED conference...

A revolution in banking is coming | Tom Blomfield | TEDxLSE

Channel: TEDx Talks & Total View: 35673

TEDxTalks, English, United Kingdom, Technology, Future, Innovation, Mobility, Money, Revolution

Add Date: May 15, 2017, 1:37 pm & Duration: 00:06:20

Likes: 213 | Dislike: 31

In an age of ever changing technology, one particular important aspect of our lives has seemingly been left behind: banking. However, it seems we are now on the brink of evolving our banking system.

Tom is CEO of Monzo - a new smartphone-based bank. In 2013, he was nominated one of the top 5 Entrepreneurs under 30 by the European Commission. In 2016, he became the youngest ever CEO of a UK bank. He previously founded GoCardless, a fintech startup that has gone on to raise $25m. He blogs at and tweets as @t_blom.

This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at

Jason Bates - Co-founder at 11:FS, Monzo Bank & Sterling Bank

Channel: RB Reiknistofa bankanna & Total View: 964

No Video Tags

Add Date: May 22, 2017, 11:04 am & Duration: 00:30:20

Likes: 10 | Dislike: 0

"How a new challenger bank is shaking up traditional banking"

Why join Starling Bank?Why join Starling Bank?
00:01:24November 24, 2016, 2:54 am
Why join Starling Bank?

Channel: Starling Bank & Total View: 9566

Starling, Mobile Banking, Next Generation Bank, Open Banking, Payments, Fintech, Money, LifeStyle, Social Media, Silicone MilkRoundabout, Starling Bank, Recruitment, Jobs, Bank, Banking, Engineering, Developers

Add Date: November 24, 2016, 2:54 am & Duration: 00:01:24

Likes: 52 | Dislike: 0

Find out what Team Starling has to say about working for a technology start up with a banking licence, creating an app which guides and informs people towards better financial decisions.

If you’re interested in joining Starling on our mission to create the world’s best current account, have a look at our current openings here:

Revolut currency card - reviewRevolut currency card - review
00:07:53November 25, 2017, 6:25 am
Revolut currency card - review

Channel: Mission Money Blog & Total View: 13649

Finance, personal finace, budget, interesting, how to, personal budget, economics, finance, how money works, learning, lifestyle, frugal, thinking, make money, prepare budget, british, european, international, save mney while travelling, cheaper currency, how to save money while travelling, revolut review, revolut card, nomad banking, millenial banking, best banking apps

Add Date: November 25, 2017, 6:25 am & Duration: 00:07:53

Likes: 143 | Dislike: 19

Links and more information here!

And a surprise from Revolut - on 7th of January 2019, over a year from publishing this review, Revolut gave me a link offering the card without a delivery fee. Enjoy!


Find me on social media:

Instagram: @missionmoneyblog
Twitter: @missionmoneyblg

Affiliate links may be used. If you spot one, help a girl out and click on it, I only link products that are worth the money.

The Open Banking Revolution by Imran Gulamhuseinwala

Channel: LendIt Conference & Total View: 988

open banking, fintech

Add Date: October 9, 2017, 4:22 am & Duration: 00:24:39

Likes: 7 | Dislike: 0

In his keynote, Imran Gulamhuseinwala OBE, Trustee of the Open Banking Implementation Entity and Global Head of FinTech, EY, explores the opportunities and challenges presented by open banking -- both for traditional banks and new market entrants. During his session, he will explore how open banking complements other upcoming European regulation such as PSD and GDPR.

How to Get Into Y Combinator TheStartupConference2017

Channel: Silicon Valley TV 2 & Total View: 10436

venture capital, entrepreneurs, startups, funding, investment

Add Date: May 24, 2017, 8:16 am & Duration: 00:22:40

Likes: 149 | Dislike: 7

Only Idiots Use Debit Cards -- Why CREDIT IS BETTEROnly Idiots Use Debit Cards -- Why CREDIT IS BETTER
00:04:51September 5, 2012, 4:26 pm
Only Idiots Use Debit Cards -- Why CREDIT IS BETTER

Channel: Jon & Total View: 1070494

credit, card, debit, verses, compare, pros, cons, financial, advice, money, score, finance, interest, savings, charge, overdraft, bank, lending, purchase, power, reward, point, identity, theft, safety, banking, online, insurance, daily, vlog, world, view, news, matters, opinion, review, critique, criticism, rant, jonathan paula, New Hampshire, soapbox, video, diary, educational, talk, discussion, commentary, speech, electronics, presenter, video log, panasonic, hmc-150, adobe, premiere, pro, cs5

Add Date: September 5, 2012, 4:26 pm & Duration: 00:04:51

Likes: 0 | Dislike: 0

Jon shares some financial advice as to why credit cards are entirely better than their debit counterparts for four main reasons:
1) Credit is safer;
2) They build your credit history;
3) They're required for special purchases like car rentals, and
4) they earn you points and cash-back rewards.

Obviously, this entire argument is based on the assumption that your spending habits are equal with both: and you never spend more than you have available in your checking account. This discussion is mainly directed to Americans, aged 18 or older, where this advice applies most directly/accurately.

CBS Money Watch Article --
10 Ways To Build Credit --
Which Card To Get? --

~~ The World According To Jon ~~
Be informed and entertained as your host Jon showcases a recent event, story, or review and shares his opinionated and enlightened view of the world with you, by way of an unfiltered, and often brutally honest stream-of-consciousness. New videos uploaded every few days at 4pm Eastern.

Born in February 1986, Jonathan Paula is a professional YouTuber and creator of the hit web series, "Is It A Good Idea To Microwave This?"....

First day at MonzoFirst day at Monzo
00:07:05June 22, 2018, 8:30 am
First day at Monzo

Channel: Jake Wright & Total View: 42563

jake, wright, computer, science, british, vlogger, london, software, developer, monzo, first day, new job, bank

Add Date: June 22, 2018, 8:30 am & Duration: 00:07:05

Likes: 1160 | Dislike: 31

This happened in February. Sorry that I've taken so long to upload; I needed a break from weekly videos, mostly to focus on my actual job now that I have one again. I'll do another Q&A soon focussed on my job as a backend engineer at Monzo. Ask questions below!



snapchat jakewrightuk

Starling In-Sync With Curve - Shachar BialickStarling In-Sync With Curve - Shachar Bialick
00:10:20December 6, 2016, 9:15 am
Starling In-Sync With Curve - Shachar Bialick

Channel: Starling Bank & Total View: 1990

No Video Tags

Add Date: December 6, 2016, 9:15 am & Duration: 00:10:20

Likes: 8 | Dislike: 1

Can you imagine all your bank cards in one? Curve does just that.

This time, Chief Platform Officer at Starling, Megan Caywood, talks to Shachar Bialick, CEO of Curve, on producing a card which consolidates all your cards in one, the 'unbundling' of the market and the opportunities for fintech.

They Said It Couldn't Be Done - Starling BankThey Said It Couldn't Be Done - Starling Bank
00:45:30May 22, 2018, 11:09 am
They Said It Couldn't Be Done - Starling Bank

Channel: Amazon Web Services & Total View: 6297

AWS, Amazon Web Services, Cloud, cloud computing, AWS Cloud, AWS London Summit 2018, beakout session, Starling Bank, Anne Boden

Add Date: May 22, 2018, 11:09 am & Duration: 00:45:30

Likes: 83 | Dislike: 7

Learn more about AWS at -
AWS London Summit 2018 - Breakout Session:
Join Anne Boden, CEO and founder along with Steve Newson, Director of Technology at Starling Bank, to hear more about how Starling became the UK’s first mobile-only current account.

The world had changed and so has the way people interact with technology – but banking has failed to keep up. To meet new customer demands Starling Bank developed its core banking platform from scratch with one aim - leading the way in delivering regulated financial services in the cloud.

Starling Bank needed to run a number of virtual private clouds in different regions to deliver highly secure and resilient services to its customers 24/7. AWS is the perfect partner for this.

Starling Bank’s software, combined with AWS platform and tooling, means that infrastructure, dynamic scaling and core systems upgrades can all happen smoothly and without impacting customers. As Starling Bank scales in volume, AWS will continue to be part of their growth plan.

Building The Meta Model on NumeraiBuilding The Meta Model on Numerai
00:05:56January 27, 2017, 1:15 pm
Building The Meta Model on Numerai

Channel: Numerai & Total View: 19000

artificial intelligence, numerai, coinbase, polychain, thiel, singularity, thiel fellow, hedge fund, machine learning, prediction, equity, robot, vicarious, permutation ventures, bitcoin

Add Date: January 27, 2017, 1:15 pm & Duration: 00:05:56

Likes: 244 | Dislike: 10

Read more on our Medium post:
Numerai is synthesizing machine intelligence to command the capital of an American hedge fund. In this short film, we explain how, with interviews from Howard Morgan (co-founder of Renaissance Technologies), Norman Packard (co-founder of Prediction Company), Peter Diamandis (founder of XPRIZE, Singularity University), Olaf Carlson-Wee (founder of Polychain Capital, formerly Coinbase), Geoff Bradway (Permutation Ventures, formerly Google DeepMind), Yunus Saatchi (Permutation Ventures, formerly Vicarious) and Joey Krug (founder of Augur, Thiel Fellow)

The Future Of Banking - Tom Blomfield (Monzo) + Gerard Grech (Tech Nation)

Channel: Startup Grind & Total View: 3285

startup grind, startup entrepreneurs, entrepreneur, entrepreneurship, billionaire, documentary, motivation, inspiration, how to, how to be an entrepreneur, how to start a business, startup company, startup tips, startup ideas, startup business tips, silicon valley startups, success story, startup stories, startup advice, technology, silicon valley, san francisco, venture capital, investing, fundraising, unicorn, future, innovation, startup news, technology news

Add Date: July 16, 2018, 2:47 am & Duration: 00:21:56

Likes: 26 | Dislike: 3

Tom Blomfield (born 11 August 1985[1] in Hong Kong) is a British entrepreneur.

After studying for a law degree at Oxford University, Tom founded the UK-based company GoCardless and challenger bank Monzo. In 2013, he was recognised as one of the top five entrepreneurs under 30 by the European Commission.

When GoCardless appointed Hiroki Takeuchi as CEO in 2013, Blomfield joined the dating site Grouper social club as Head of Growth. Grouper closed in 2016. On returning from New York, Blomfield joined Starling Bank. where he developed the idea to start his own bank which would ultimately become Monzo. Starling Bank and Monzo which are now the leading new digital banks in the UK.






Code to Current Account: A Tour of the Monzo Infrastructure

Channel: HashiCorp & Total View: 4029

No Video Tags

Add Date: June 26, 2017, 6:04 pm & Duration: 00:20:36

Likes: 0 | Dislike: 0

Simon Vans-Colina, Engineer on Core Team at Monzo
Matt Heath, Engineer on Core Team at Monzo

Tom Blomfield, CEO & Co-Founder of Monzo: [email protected]

Channel: Cass Business School (Official Page) & Total View: 4060

Challenger banks, banking, startups, Monzo, Tom Blomfield, Thomson Reuters, Cass, Business School, Cass Business School, Business School London, London, Business, Study, Study in London, City, University of London, University, City University of London, undergraduate, postgraduate, talks, lectures, tedtalks, marketing, marketing workshops, business education, startup, education, study in the uk, international, into high, higher education, student life, experiences, college, campus, england

Add Date: March 12, 2018, 9:52 am & Duration: 00:26:55

Likes: 44 | Dislike: 0

The co-founder and CEO of Monzo, Tom Blomfield, spoke exclusively to students and aspiring entrepreneurs at Cass Business School, sharing his thoughts on entrepreneurship, startups and the future of banking.

The sell-out event was part of a series of [email protected] talks, sponsored by Thomson Reuters. Tom was interviewed by Thomson Reuters Editor-at-Large, Axel Threlfall.

About [email protected]:
[email protected], in partnership with Thomson Reuters, are intimate, in-depth interviews with some of the UK’s most innovative and inspirational tech entrepreneurs.

Visit our website for more information and follow us for regular updates:


What I Have Learned in Scaling a Fintech Business So Quickly

Channel: LendIt Conference & Total View: 8295


Add Date: October 10, 2017, 7:19 am & Duration: 00:09:54

Likes: 63 | Dislike: 64

Nikolay Storonsky, CEO and Founder of Revolut, shares the story of how he was able to launch Revolut in July 2015 and then scale it to nearly 1 million customers in just over two years. He will provide a glimpse into how they are able to maintain the astonishing pace of innovation that makes them the most talked about fintech company in Europe today.

Building the bank of the future with Monzo, N26, and Revolut | Disrupt Berlin 2017

Channel: TechCrunch & Total View: 42683

fintech, n26, revolut, monzo, banking, banks, startups, tech, startup

Add Date: December 5, 2017, 1:52 am & Duration: 00:20:50

Likes: 310 | Dislike: 29

Monzo, N26 and Revolut want to build the bank of the future and disrupt the entire financial sector. Tom Blomfield (Monzo), Valentin Stalf (N26), and Nikolay Storonsky (Revolut) dive deep into fintech at Disrupt Berlin.

Fireside Chat: N26 & Earlybird - NOAH17 LondonFireside Chat: N26 & Earlybird - NOAH17 London
00:09:27November 7, 2017, 1:32 am
Fireside Chat: N26 & Earlybird - NOAH17 London

Channel: NOAHConference & Total View: 1833

European Internet, Conference, Noah Advisors, Noah Conference, NOAH17, London, European Digital Ecosystem, Connecting, Leaders

Add Date: November 7, 2017, 1:32 am & Duration: 00:09:27

Likes: 0 | Dislike: 0

Fireside Chat with Valentin Stalf, Founder & CEO of N26 and Hendrik Brandis Co-Founder & Partner at Earlybird at the NOAH Conference 2017 in London, Old Billingsgate 2-3 November 2017.

Blockchain, the future of money | Nicolas Cary | TEDxManchester

Channel: TEDx Talks & Total View: 39377

TEDxTalks, English, United Kingdom, Business, Bitcoin, Money, Software

Add Date: April 19, 2017, 11:43 am & Duration: 00:13:39

Likes: 403 | Dislike: 19

People spend their entire lives in pursuit of money, but many individuals do not really understand what creates value. Nic's presentation will explore the history of money, look at recent historical technical and social trends, and look toward the future to better understand what the future holds.

Serial entrepreneur and technologist Nicolas Cary is the co-founder of the leading Bitcoin software company Blockchain.

Blockchain has over 8 million users, and announced an outside capital round of over $30.5million in 2014, raised from several leading venture capital firms. Nicholas travels the world speaking on the benefits of FinTech and entrepreneurial advocacy, and won the 2015 European Digital Leader of the Year award for his work.

Before spending a decade building and growing startups, Nicolas taught English and participated in poverty reduction programmes in rural India. He believes his journeys around the world have informed his work as a businessman and founder.

This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at

Starling Bank Review - How to Bank and Save.Starling Bank Review - How to Bank and Save.
00:05:34November 6, 2017, 3:02 am
Starling Bank Review - How to Bank and Save.

Channel: Sam Gormley & Total View: 21314

Starling Banks, banks, bank review, starling bank review, challenger banks, new bank, UK bank

Add Date: November 6, 2017, 3:02 am & Duration: 00:05:34

Likes: 125 | Dislike: 5

Using Starling Bank for one month - This is the review and my opinion on the product.

Jason Nolan - Mister Myriad
OEDSZA - Sun Models

Anne Boden, Starling Bank - NOAH17 LondonAnne Boden, Starling Bank - NOAH17 London
00:11:06November 7, 2017, 1:34 am
Anne Boden, Starling Bank - NOAH17 London

Channel: NOAHConference & Total View: 2524

European Internet, Conference, Noah Advisors, Noah Conference, NOAH17, London, European Digital Ecosystem, Connecting, Leaders

Add Date: November 7, 2017, 1:34 am & Duration: 00:11:06

Likes: 0 | Dislike: 0

Company Presentation by Anne Boden, Founder & CEO of Starling Bank at the NOAH Conference 2017 in London, Old Billingsgate 2-3 November 2017.

Tom Blomfield of Monzo // Fintech Insider InterviewTom Blomfield of Monzo // Fintech Insider Interview
00:33:14September 12, 2017, 7:30 am
Tom Blomfield of Monzo // Fintech Insider Interview

Channel: 11FS & Total View: 2390

No Video Tags

Add Date: September 12, 2017, 7:30 am & Duration: 00:33:14

Likes: 20 | Dislike: 0

Check out our full video catalog:
Follow on Twitter:
Like Fintech Insider on Facebook:
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00:05:41March 1, 2018, 10:17 am

Channel: jamieroundtheworld & Total View: 40807

Travel, Travelling, Travel Blog, Travel Vlog, Travel Diary, Travel Ideas, Travel Cards, Travel Credit Card, Travel Credit Cards, Travel money, Travel Advice, Travel Tips, Best Travel Cards, Prepaid Cards, Best exchange rate, Halifax Clarity, Barclaycard Platinum, Aqua Reward, Aqua Advance, Aqua, Monzo, Starling, Starling Bank, Revolut, Holiday Money, Save Money, Overseas Card, UK Travel Card, Travel Debit Card

Add Date: March 1, 2018, 10:17 am & Duration: 00:05:41

Likes: 522 | Dislike: 15

A comparison of the very best prepaid and debit travel cards to make your travels simpler, safer and save you some money!



I discuss the follow prepaid travel cards:
1:04 - Monzo
2:05 - Revolut
3:16 - Starling Bank
3:57 - Summary

My blog:
My Instagram:

Check out all the gear I use:

I love using AirBnB for accommodation. Sign up using this link and get £25 credit off your first booking:

Cashpoint cons: how to spot a dodgy ATMCashpoint cons: how to spot a dodgy ATM
00:02:49May 27, 2015, 6:33 am
Cashpoint cons: how to spot a dodgy ATM

Channel: The Telegraph & Total View: 59242

telegraph, ATM, fraud, card fraud, cards, skimming, card trapping, Automated Teller Machine (Accommodation Feature)

Add Date: May 27, 2015, 6:33 am & Duration: 00:02:49

Likes: 154 | Dislike: 10

A police detective explains how fraudsters tamper with a cashpoint – and what to do if you become a target of ATM fraud.

Hidden cameras and devices designed to steal your Pin and debit card at the cashpoint cheat British cardholders out of £27.3 million every year.

Even the most harmless-looking ATMs can contain a card-trapping device and at the same time spy on your every movement as you type in your Pin number. Once a fraudster has your card and Pin details in hand, they can instantly withdraw your savings or empty your account on a spending spree.

But how can you possibly tell if the cashpoint you are about to use has been tampered with?

Tony Blake, fraud prevention officer from the police's card and payments unit, says cashpoint cons can be impossible to spot until you have become a victim. But it's not too late to protect your savings, as Mr Blake explains in the video, above, revealing what to do if you become an unlucky target.

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